Get Indicative Terms

Fast, Flexible Bridging
Loans up to £50m

  • Competitive rates across a range of bridging products
  • Access 150+ real estate lenders in the UK
  • No broker fees on any bridging products

From concept to completion, we’ve got you covered.

Learn More

Get Indicative Terms in 24 hours.

Bridging Loan

Loan Size
£500k - £60m
(larger loan amounts are available on application)
LTV
Up to 80%
Interest Rate
From 0.45% pcm
Interest Service
Rolled up
Term
12 – 24 months

Asset Classes.

Residential
Build-To-Rent
Purpose-Built Student Accommodation
Co-Living
Senior Living
Commercial Property

Use of Proceeds.

Acquisition
Refinance
Refurbishment
Land Development
Bridge to Development
Apply

Funding Process.

Our aim is to simplify the way
you fund your real estate projects
Application
Get an idea of the funding you can achieve and receive terms within 24 hours
Indicative Terms
Impera delivers several funding options based on your project's characteristics
Due Diligence
We submit detailed project analyses to support the lender’s underwriting
Credit Approval
Once funding is approved, we move quickly to coordinate the instruction of legal and property professionals
Legal Execution
We establish a funding timeline, facilitating collaborative all-parties calls to support the process

How can we do
all this for free?

On Bridging Loans, all brokers receive a payment from the lender when the loan completes. This payment does not affect the fees, costs or interest rate charged by the lender to the Borrower.

Other brokers often charge additional fees to their clients unnecessarily. With Impera, you really won’t pay a fee. No fee for our advice and no fee for our service.

You’ll pay no more applying through us than you would going directly to the lender on the same deal – but we’ll also handle the entire process for you from application right through to completion.

Funding Universe.

Screening for the Right Capital Solution

Number of Lenders

There are approximately 400 property lenders in the UK across clearing banks, challenger banks and private debt funds. Impera provides its clients with access to a panel of 150 lenders for our typical funding requirements.

Data-Led Approach

We focus on understanding each lenders covenants, use class preferences and general risk appetite. A consequence of this approach is that we can get to the right lender for your property funding requirement in a timely manner.

Residential Investment
Loan Providers

Clearing Banks
Private Banks
Challenger Banks
Building Societies

What We Do.

Driving Efficiency in
Real Estate Financing
Capital Advisory
Impera arranges and executes structured finance for real estate developers and investors
Multi-Asset Coverage
We work across all asset classes and cover the major urban hubs in the UK
Debt Procurement
We partner with 190+ lenders to bring our clients the best real estate capital solutions
Junior Capital
Impera works closely with private equity investors on stand-alone deals and programmatic ventures
Deal Management
We take ownership of your financing project and coordinate all parties involved in the deal

Bridging Loans
Case Studies

Bridge to Development
Location
Northwest London
Asset Class
Residential
Strategy
Value-Add Development
Gross Development Value
£24m
Loan Amount
£3.5m
Land Development - Bridging Loan
Location
Brentford
Asset Class
Commercial to BTR
Strategy
Planning Strategy
Consented Value
£14m
Loan Amount
£5.57m
Bridge to Development
Location
Midlands
Asset Class
Student Accommodation
Strategy
Value-Add Development
Site Value (Consented)
£13m
Loan Amount
£9m

Explore Our Extensive Lender Network

At Impera, we work with a vast array of funding partners from clearing banks to specialist lenders and private family offices. Each real estate project is unique, and some require a more tailored solution. Therefore, we take the time to assess as many lenders as we can, so we can deliver the right solution to each funding enquiry.

To receive our research on best-in-class real estate funding solutions, please subscribe to our ‘Market Insights’ bulletin.

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Impera have a deep understanding of all parts of the capital stack. I have no hesitation in recommending the company wholeheartedly to anyone looking for advice on funding their next property project.
David Higson
Blackfinch Property

Client Testimonials.

Impera have advised Square Bay on all parts of the capital structure, debt and equity. A highly professional team with good technical knowledge.
Will Page
Director
Square Bay
Impera have a really sound understanding of funding ‘Living Sector’ assets. We have been proud to partner with them in recent years.
Archer Bishop
Director
Bristol Bay Capital
Impera have advised Glencar for senior debt capital advisory purposes. The company has a pragmatic and process driven approach to getting things done. We would highly recommend Impera to other property investors without hesitation.
Ricky Levenston
CIO
Glencar Property
Impera have a deep understanding of all parts of the capital stack. I have no hesitation in recommending the company wholeheartedly to anyone looking for advice on funding their next property project.
David Higson
Head of Property
Blackfinch Property
Impera have always gone beyond the call as a broker. Their advice, support and counsel during difficult parts of the process has been immeasurable.
Michael Donkor
Investor
McCapita Investments