Real Estate
Bridging Loan

Cut Through the Noise.
Access Capital Solutions that Matter
From concept to completion,
we’ve got you covered.

Bridging Loan

Loan Size
£500k - £60m
(larger loan amounts are available on application)
LTV
Up to 80%
Interest Rate
From 0.45% pcm
Interest Service
Rolled up
Term
12 – 24 months

Asset Classes.

Residential
Build-To-Rent
Purpose-Built Student Accommodation
Co-Living
Senior Living
Commercial Property

Use of Proceeds

Acquisition
Refinance
Refurbishment
(Light & Heavy)
Land development
(Unconditional purchases)
Bridge to Development

Funding Locations.

Regions
London & Southeast
Midlands
Northwest
Northeast
Major Urban Hubs across the UK
Bristol
Birmingham
Leicester
Nottingham
Sheffield
Manchester
Leeds
Newcastle
Glasgow
Edinburgh
Belfast
Please note, secondary and tertiary locations can be funded.

Funding Process.

Our aim is to simplify the way you fund your real estate projects
Application
Get an idea of the funding you can achieve and receive terms within 24 hours
Indicative Terms
Impera delivers several funding options based on your project's characteristics
Due Diligence
We submit detailed project analyses to support the lender’s underwriting
Credit Approval
Once funding is approved, we move quickly to coordinate the instruction of legal and property professionals
Legal Execution
We establish a funding timeline, facilitating collaborative all-parties calls to support the process

Bridging Loans
Case Studies

Bridge to Development
Location
Northwest London
Asset Class
Residential
Strategy
Value-Add Development
Gross Development Value
£24m
Loan Amount
£3.5m
Land Development - Bridging Loan
Location
Brentford
Asset Class
Commercial to BTR
Strategy
Planning Strategy
Consented Value
£14m
Loan Amount
£5.57m
Bridge to Development
Location
Midlands
Asset Class
Student Accommodation
Strategy
Value-Add Development
Site Value (Consented)
£13m
Loan Amount
£9m

Speed

Completion 3-4 weeks from a standing start

Experience

Institutionally backed lenders

150+
Lenders

Across a wide range of lender types

Data-Led

Impera’s approach ensures best offer rates for your strateg

Planning

Ability to fund land development strategies

Execution

Impera has nearly a decade’s worth of experience executing real estate loans

Client Testimonials.

Impera have advised Square Bay on all parts of the capital structure, debt and equity. A highly professional team with good technical knowledge.
Will Page
Director
Square Bay
Impera have a really sound understanding of funding ‘Living Sector’ assets. We have been proud to partner with them in recent years.
Archer Bishop
Director
Bristol Bay Capital
Impera have advised Glencar for senior debt capital advisory purposes. The company has a pragmatic and process driven approach to getting things done. We would highly recommend Impera to other property investors without hesitation.
Ricky Levenston
CIO
Glencar Property
Impera have a deep understanding of all parts of the capital stack. I have no hesitation in recommending the company wholeheartedly to anyone looking for advice on funding their next property project.
David Higson
Head of Property
Blackfinch Property
Impera have always gone beyond the call as a broker. Their advice, support and counsel during difficult parts of the process has been immeasurable.
Michael Donkor
Investor
McCapita Investments
The rapid growth of real estate bridging lenders has made it difficult to identify good counterparties from the bad. Impera strives to highlight the most efficient capital solutions from best-in-class funding parties.

Explore Our Extensive Lender Network

At Impera, we work with a vast array of funding partners from clearing banks to specialist lenders and private family offices. Each real estate project is unique, and some require a more tailored solution. Therefore, we take the time to assess as many lenders as we can, so we can deliver the right solution to each funding enquiry.

To receive our research on best-in-class real estate funding solutions, please subscribe to our ‘Market Insights’ bulletin.

In an ever-changing real estate finance market, we realise our client’s time is finite. Impera curates and analyses the best funding solutions for property investors and developers.

Impera is a real estate capital advisory firm that sources, arranges and executes funding across the capital structure for a wide array of clients. We have proudly served our clients for nearly a decade, executing more than £500m across debt and equity solutions.

The Long-Term Capital Partner

At Impera, we do our best to source the most reliable funding partners for bridging finance. We are data led and carefully assess each lender’s track record and most importantly their capital base. This is critical in a marketplace with an increasing number of lenders launching monthly.

The complexity with bridging finance is ensuring that the business plan for your property is presented well and substantive. At Impera, we each bridging lender’s appetite for a given asset class and real estate strategy.