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The Definitive Development
Finance Solution

  • Specialist ‘Living Sector’ Development Loan up to £150m
  • Maximum Leverage: Up to 90% LTC / 70% GDV
  • Source, Secure & Execute your construction finance with Impera

From concept to completion, we’ve got you covered.

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Get Indicative Terms in 24 hours.

Specialist Living Sector
Development Loan

Loan Size
£2m - £150m
(larger loan amounts are available on application)
LTGDV
70%
Loan To Cost
90%
Interest Rate
From 4% over base
Interest Service
Rolled up
Term
12 – 36 months

Asset Classes.

Residential
Build-To-Rent
Purpose-Built Student Accommodation
Co-Living
Senior Living
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Funding Locations.

Regions
London & Southeast
Midlands
Northwest
Northeast
Major Urban Hubs across the UK
Bristol
Birmingham
Leicester
Nottingham
Sheffield
Manchester
Leeds
Newcastle
Glasgow
Edinburgh
Belfast
Please note, secondary and tertiary locations can be funded.

Robust Partnerships are Key to Development Finance

Construction projects require reliable partnerships across every area, and this includes development finance.

The development process is non-linear and requires a funding partner that has substantial experience in underwriting construction risk and is invested in a long-term partnership with you and your project.

Impera has a decade’s worth of experience executing development loans and ensuring we partner our clients with best-in-class senior lenders.

Benefits of our Development Loan Solution.

Sector Specialist

Specialist 'Living Sector' Development Loans

Leverage

Whole loans/Stretched Senior (90% LTC)

Pricing

Market leading interest rates with fixed and variable options

Execution

Highly experienced structured finance team to arrange and execute your loan

Collaborative Counterparty

Real Estate development is a non-linear process, we ensure you have the right partner for the deal

Procurement
Route

Most lenders have historically preferred developers using a third-party main contractor (on a fixed priced contract) because of the cost certainty and the limitation of liabilities.

A spate of contractor defaults has increased the number of the number of lenders open to assessing construction management as a procurement route.

Impera can arrange loans for developers pursuing construction management procurement routes.

We have outlined the eligibility criteria for developers pursuing a construction management route.

Eligibility Criteria

  • Good track record over a five-year period in delivering schemes with a construction management route.
  • Previous scheme delivered with construction management method must be at least half the size of the scheme being proposed for funding
  • The developer must possess an experienced in-house construction team with significant surveying experience
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Development Finance
Case Studies

Development Loan
Location
Northwest London
Asset Class
Residential
Strategy
Value-Add Development
Gross Development Value
£24m
Loan Amount
£14m
Development Loan
Location
Kent
Asset Class
Residential
Strategy
Value-Add Development
Gross Development Value
£26m
Loan Amount
£14m
Development Loan
Location
London
Asset Class
Student Accommodation
Strategy
Value-Add Development
Gross Development Value
£126m
Loan Amount
£77m
Development Loan
Location
Bristol
Asset Class
Student Accommodation
Strateg
Value-Add Development
Gross Development Value
£140m
Loan Amount
£89.5m

Source, Secure & Execute your funding with Impera

Our team consists of seasoned real estate finance professionals. We are here to provide you with a significant additional resource around your financing projects.

Put simply, we will do the heavy lifting so you can concentrate on delivering the best schemes you can. Making sure your developments are funded is our responsibility.

If this sounds like a proposition you would like to explore further, we would like to hear from you.

Get in Touch

What We Do.

Driving Efficiency in
Real Estate Financing
Capital Advisory
Impera arranges and executes structured finance for real estate developers and investors
Multi-Asset Coverage
We work across all asset classes and cover the major urban hubs in the UK
Debt Procurement
We partner with 190+ lenders to bring our clients the best real estate capital solutions
Junior Capital
Impera works closely with private equity investors on stand-alone deals and programmatic ventures
Deal Management
We take ownership of your financing project and coordinate all parties involved in the deal

Impera’s
Core Functions

Procurement of Finance
We procure the most competitive development loan solutions and junior capital partners.
Structuring
We take full responsibility for ensuring our client’s development loan reaches a successful completion by adopting a project management approach.
Execution
We approach the deal by assessing and providing advice on the capital stack, not just the required debt.
Capital Advisory
Impera is a long-term capital advisory firm and works alongside property development firms to help them grow over the medium to long term.

Client Testimonials.

Impera have advised Square Bay on all parts of the capital structure, debt and equity. A highly professional team with good technical knowledge.
Will Page
Director
Square Bay
Impera have a really sound understanding of funding ‘Living Sector’ assets. We have been proud to partner with them in recent years.
Archer Bishop
Director
Bristol Bay Capital
Impera have advised Glencar for senior debt capital advisory purposes. The company has a pragmatic and process driven approach to getting things done. We would highly recommend Impera to other property investors without hesitation.
Ricky Levenston
CIO
Glencar Property
Impera have a deep understanding of all parts of the capital stack. I have no hesitation in recommending the company wholeheartedly to anyone looking for advice on funding their next property project.
David Higson
Head of Property
Blackfinch Property
Impera have always gone beyond the call as a broker. Their advice, support and counsel during difficult parts of the process has been immeasurable.
Michael Donkor
Investor
McCapita Investments
Impera have a deep understanding of all parts of the capital stack. I have no hesitation in recommending the company wholeheartedly to anyone looking for advice on funding their next property project.
David Higson
Blackfinch Property