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Time for a Sharp Exit?

  • Our Development Exit product gives you the time and flexibility to complete and sell your project stress free
  • Access 150+ real estate lenders in the UK
  • No broker fees on our Development Exit product

From concept to completion, we’ve got you covered.

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Get Indicative Terms in 24 hours.

Development Exit Loan

Loan Size
£5m - £100m
(larger loan amounts are available on application)
LTGDV
80%
Interest Rate
From 0.45% pcm
Interest Service
Rolled up
Term
12 – 18 months

Asset Classes.

Designed for residential build-to-sell projects at or near completion—giving developers time to sell units without pressure from expensive development finance.

Use of Proceeds.

Refinance existing Development Loan
Fund outstanding capex
Capital provision to cover the term of the sales programme
Equity release to support business cash flow
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When does it make sense to use a Development Exit Loan?

1
Your project is nearing or reaches completion
2
Your current development loan is close to expiring and your sales programme is only just starting
3
If your sales programme is delayed, a development exit loan will be a cheaper form of finance to support the selling phase
4
If you need to release capital for new projects, an exit loan can free up equity tied up in the current project

Case Study.

Development Exit Loan arranged for Residential Developer in Sussex

Our client, an experienced developer from the South Coast found themselves six months behind schedule on their sales programme due to long delays on a S.73 application and flooding on parts of the site. The existing development lender had extended once already and wanted to secure an exit.

Impera arranged a development exit loan at 75% LTV. The facility refinanced the existing development loan and provided sufficient time and flexibility for our client to run a sales programme that didn’t require them to discount their units due to time constraints imposed by loan maturity.

Development Loan
Location
Northwest London
Asset Class
Residential
Strateg
Value-Add Development
Gross Development Value
£24m
Loan Amount
£14m

Benefits of a Development Exit Loan.

Lower Interest Rates

Exit loans typically have lower interest rates than traditional development finance

Extended Sales Period

Dev’ Exit Loans provide developers with additional time to market the property without the higher repayment costs of the original development loan

Improved Cash Flow

By refinancing the original loan with a lower-cost exit loan, developers free up cash-flow

Flexibility

Developers gain flexibility with exit loans, as they can use the extra time to make final touches, conduct additional marketing and even wait for market conditions to improve

Cost-Effective Alternative to Loan Extensions

Developers often extend their development loans but then come under pressure from the same lender regarding the speed of the sales programme. An exit loan is cheaper and provides the developer with the time and space to deliver a successful sales programme.

Avoids Penalties or Defaults

If the developer’s original loan term is about to expire and they have not sold or refinanced, an exit loan helps avoid defaulting on the loan or paying penalties.

How can we do
all this for free?

On Development Exit Loans, all brokers receive a payment from the lender when the loan completes. This payment does not affect the fees, costs or interest rate charged by the lender to the Borrower.

Other brokers often charge additional fees to their clients unnecessarily. With Impera, you really won’t pay a fee. No fee for our advice and no fee for our service.

You’ll pay no more applying through us than you would going directly to the lender on the same deal – but we’ll also handle the entire process for you from application right through to completion.

What We Do.

Driving Efficiency in
Real Estate Financing
Capital Advisory
Impera arranges and executes structured finance for real estate developers and investors
Multi-Asset Coverage
We work across all asset classes and cover the major urban hubs in the UK
Debt Procurement
We partner with 190+ lenders to bring our clients the best real estate capital solutions
Junior Capital
Impera works closely with private equity investors on stand-alone deals and programmatic ventures
Deal Management
We take ownership of your financing project and coordinate all parties involved in the deal

Funding Process.

Our aim is to simplify the way
you fund your real estate projects
Application
Get an idea of the funding you can achieve and receive terms within 24 hours
Indicative Terms
Impera delivers several funding options based on your project's characteristics
Due Diligence
We submit detailed project analyses to support the lender’s underwriting
Credit Approval
Once funding is approved, we move quickly to coordinate the instruction of legal and property professionals
Legal Execution
We establish a funding timeline, facilitating collaborative all-parties calls to support the process

Explore Our Extensive Lender Network

At Impera, we work with a vast array of funding partners from clearing banks to specialist lenders and private family offices. Each real estate project is unique, and some require a more tailored solution. Therefore, we take the time to assess as many lenders as we can, so we can deliver the right solution to each funding enquiry.

To receive our research on best-in-class real estate funding solutions, please subscribe to our ‘Market Insights’ bulletin.

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Impera have a deep understanding of all parts of the capital stack. I have no hesitation in recommending the company wholeheartedly to anyone looking for advice on funding their next property project.
David Higson
Blackfinch Property

Client Testimonials.

Impera have advised Square Bay on all parts of the capital structure, debt and equity. A highly professional team with good technical knowledge.
Will Page
Director
Square Bay
Impera have a really sound understanding of funding ‘Living Sector’ assets. We have been proud to partner with them in recent years.
Archer Bishop
Director
Bristol Bay Capital
Impera have advised Glencar for senior debt capital advisory purposes. The company has a pragmatic and process driven approach to getting things done. We would highly recommend Impera to other property investors without hesitation.
Ricky Levenston
CIO
Glencar Property
Impera have a deep understanding of all parts of the capital stack. I have no hesitation in recommending the company wholeheartedly to anyone looking for advice on funding their next property project.
David Higson
Head of Property
Blackfinch Property
Impera have always gone beyond the call as a broker. Their advice, support and counsel during difficult parts of the process has been immeasurable.
Michael Donkor
Investor
McCapita Investments